We Love Due Diligence
by John Valentine, contributions by Genevieve Valentine

Due diligence is a term I am sure you have heard a hundred times from our office. Although our office has been relaying information to all of you for years about what we do here at Valentine Capital and our due diligence, writing about the same topics can feel mundane and boring. We felt how many times could we write about cash flow, dividends, and basic economics without wanting to scream. We didn’t know how to make it any more interesting than we did in previous newsletter editions. It took my niece Genevieve actually attending a due diligence trip, just last month, to remind me of what the core of due diligence and Valentine Capital is all about.

[Full Due Diligence Article]

Life Afterwards….
Transitioning into Retirement
by Harry Hall and Genevieve Valentine

So, “You” are thinking of Retirement? It can be a very scary feeling; after all, you have devoted 30+ years to your company, have gotten used to a paycheck twice a month, have a comfortable position at your work, and have a pretty large number of friends at work. Now, retirement is approaching perhaps faster than you would like. Where will you live, will you be able to afford to retire, and what will you do with yourself during the day? Will you feel freedom, or put out to pasture? These are very real feelings that we all go through when we contemplate retirement. Your nerves are stretched thin and you feel like you are on a gangplank, walking towards…..! Many of us have identified so much of ourselves into the work that we do, that we have trouble visualizing life afterwards! So, take it from a fellow retiree, I’ve been there…and it’s not so bad! Let’s spend a few minutes discussing some ideas and options!
[Full Life Afterwards Article]

A Bit of Humor