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“An investment in your lifestyle and future.” |
Q: Is Valentine Capital Asset Management a stock brokerage, a money management or a financial planning organization?
A: Valentine Capital Asset Management is a fee-based money management firm offering asset management to individual investors. Regularly scheduled rebalancing meetings with your advisor, VCAM’s High Net Worth Newsletter, and regular Investment Policy Committee briefings provide the investor with an insight on their retirement investments.
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Q: What is the Valentine Capital investment philosophy?
A: Our philosophy is what we call "Thematically Driven Equity Portfolio Management". This approach begins with examination of a global overview encompassing geo-political overtones and sectors experiencing rotation. Against this broad background, stocks are broken down to their fundamentals and decisions are supported by technical data.
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Q: Describe the insurance coverage my account would have and describe what is covered?
A: All customer brokerage accounts are carried by National Financial Services, LLC ("NFS"), a Fidelity Investments Company, or by Pershing, LLC, ("Pershing") a subsidiary of The Bank of New York Company, Inc. Investments carried by both NFS and Pershing are protected in accordance with the Securities Investor Protection Corporation ("SIPC") up to $500,000 (including cash claims limited to $100,000). An explanatory brochure is available at SIPC.org. Both companies have arranged additional protection for cash and securities to supplement its SIPC coverage. This additional coverage provided through Lloyd's of London will protect assets up to an overall aggregate level of $1 billion for assets in custody at the clearing firm including $1.9 million cash. Neither coverage protects against a decline in the market value of securities.
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Q: How frequently can I expect client/firm communication?
A: All of our clients receive monthly account statements from the custodian. Confirmations of all transactions are mailed within 3 business days directly to your address of record. You will also receive annual reports and proxy statements for each position you hold. In addition, you will receive year-end tax reporting (1099’s and 5498’s) forms.
We are happy to meet with our clients for periodic reviews of their portfolios, however, since this is a client-specific topic, we urge you to contact your VALENTINE CAPITAL representative to schedule an appointment that meets your lifestyle.
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Q: What actions does Valentine Capital undertake to ensure my portfolio is managed efficiently from a tax perspective?
A: We run a proprietary software program that evaluates the cost-basis of the stocks to help us make strategic decisions on liquidation tactics. The Qualified to Non-Qualified ratio weighs the tax ramifications of monies invested in qualified accounts against the ramifications of monies invested in non-qualified areas. We have access to three different tax desks, through strategic alliances with CPA Law Forum. On non-qualified investments, we want to make sure we are taking advantage of all appropriate strategies.
CPA Law Forum is not affiliated
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Q: How do I contact Valentine Capital Asset Management?
A: VALENTINE CAPITAL makes it easy for clients to have answers to their retirement questions. Email or call Valentine Capital Asset Management with specific questions, requests for general information, or feedback on how we're doing.
dial 1(800) 88-RETIRE
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